Built for welfare & last-expense groups

Retire the Excel sheet.
Retire the WhatsApp votes.

Welbo gives your welfare group a governed digital home — self-service registration, tracked contributions, and claims that pay out transparently, with a full audit trail behind every decision.

Umoja Welfare Group
Live
KES 3,080,000
Fund Balance
189
Active Members
14
Pending Approvals
Contributions vs Payouts
The old way vs Welbo

The way most groups run today wasn't built to scale trust.

Manual records

Member details, contributions, and dependants scattered across notebooks and spreadsheets.

One structured system

Every member, dependant, and payment lives in one governed record — searchable, always current.

No audit trail

Decisions made on WhatsApp threads, with no record of who approved what, or why.

Every decision logged

Approvals require a mandatory comment and are timestamped against a real committee member.

Slow, opaque payouts

Members wait weeks for claims with no visibility into how much has been collected.

Transparent payouts

Claims show live collection progress and disbursement proof, visible to the whole group.

Everything your committee needs

Built around how welfare groups actually operate.

Self-service registration

Members register themselves and add dependants — every change routes through committee approval before it's final.

Contribution tracking

M-Pesa, card, and bank transfers via Paystack, plus manual entry for cash — reconciled automatically, defaulters flagged live.

Claims & transparent payouts

Every claim shows live collection progress, required documents, and disbursement proof — visible to the whole committee.

AGM-ready reports

Generate a defaulter list and a full contributions-vs-payouts summary for any date range, export-ready in one click.

Multi-group support, completely private

Welbo hosts many independent groups on one platform — but every group's members, contributions, and claims are isolated at the database level. No group can ever see another's data.

How it works

From spreadsheet to system in four steps.

01
Register your group

Set up your welfare group in minutes — name, location, contribution rules, and approval quorum.

02
Members join instantly

Members self-register with their details via a link you share, and are active right away — no waiting on committee approval.

03
Contributions tracked automatically

Payments come in via M-Pesa, card, or bank — reconciled and visible to the committee in real time.

04
Claims paid out transparently

When a claim opens, everyone sees collection progress and the final disbursement proof.

Pricing

Simple pricing, by group size.

Indicative pricing in KES — final numbers are confirmed when you set up your group.

Starter

For small groups just getting organized.

KES 2,500/month
Up to 50 members
  • Self-service registration
  • Contribution tracking
  • Claims & payouts
  • Email support
Get Started
MOST POPULAR
Growth

For established groups with active committees.

KES 6,000/month
Up to 300 members
  • Everything in Starter
  • Paystack (M-Pesa/card/bank)
  • AGM-ready reports
  • Kanban approvals workflow
  • Priority support
Get Started
Enterprise

For federations and large member bases.

Custom
Unlimited members
  • Everything in Growth
  • Multiple linked groups
  • Dedicated onboarding
  • Custom SLAs
Contact Us
Trust & security

Your members are trusting you with money and grief. We take that seriously.

Welfare funds involve people's savings and their hardest moments. Welbo is built so no single person can quietly change a record, and every group's information stays theirs alone.

Encrypted document storage

National ID copies, death certificates, and other sensitive documents are encrypted at rest — never stored as plain files.

Strict per-group isolation

Every group's data sits behind its own boundary at the database level. There is no shared view across groups, ever.

Audit trail for every decision

Approvals, edits, and payouts are all logged with who acted, what changed, and when — nothing is silently overwritten.

From groups like yours

Trusted by committees who'd rather show numbers than argue about them.

We used to argue about whose WhatsApp screenshot was the real record. Now everyone just opens Welbo.
GW
Grace Wanjiru
Secretary, Jamii Bora Circle
Our AGM report used to take a week to compile by hand. Now it's generated in a few clicks, numbers matching to the shilling.
PO
Peter Otieno
Treasurer, Nyumbani Care Society
Members can finally see their own contribution history instead of asking the treasurer every month.
HS
Halima Said
Chairperson, Coastal Welfare Network
FAQ

Questions committees ask us most.

Yes. Every group on Welbo is isolated at the database level — there is no shared view, dashboard, or report that spans multiple groups. Your members, contributions, and claims belong only to you.

Give your group a system it can trust.

Set up your welfare group on Welbo in minutes — no card required to get started.